Protect your loved ones financially even when you’re not around.
We help you choose between term life, whole life, or universal life insurance based on your goals and budget.
Receive a lump-sum payment if you’re diagnosed with a covered critical illness.
Focus on recovery — not financial stress.
Your income is your biggest asset.
This coverage replaces a portion of your income if you become unable to work due to illness or injury.
Cover your healthcare costs not included in government plans.
We offer flexible plans for individuals, families, and self-employed professionals.
Travel with confidence knowing you’re covered for medical emergencies, trip interruptions, and lost baggage.
Protect your team and business with comprehensive employee benefits, key-person coverage, and buy-sell insurance.
Ensure your home and family are secure even if life takes an unexpected turn. Mortgage protection helps cover your home payments in the event of death, illness, or job loss keeping your loved ones financially stable
Support your team with customized group insurance plans. We design affordable and comprehensive benefit packages for small and medium-sized businesses, covering health, dental, and life protection for employees.
Plan for your future and preserve your legacy. Our estate and wealth planning services help you manage assets, reduce taxes, and ensure a smooth transition of wealth to your beneficiaries.
At Sanjay Kumar, we believe insurance isn’t just about policies — it’s about peace of mind.
With years of experience in the insurance and financial services industry, we provide tailored advice to ensure every client receives the right protection at the right value.
Our mission is to simplify insurance — making it transparent, affordable, and effective for everyone. Whether you’re securing your family’s future or protecting your assets, we’re here to guide you every step of the way.
Let’s Protect Your Future Today
Have questions or ready to get started?
We’re here to help you every step of the way.